Mutual funds are investment options that gather money from many investors to buy a mix of stocks, bonds, or other securities. Managed by professionals, they offer an easy way to invest in a variety of assets while spreading out risk.

You can earn money from a mutual fund in two main ways: capital appreciation and income. Capital appreciation happens when the value of the fund’s investments increases over time. Income comes from dividends or interest earned by the securities in the fund. When you sell your shares for more than you paid or receive distributions, you make a return on your investment.

Mutual funds can reduce risk through diversification, but they aren't completely risk-free. The safety of your investment depends on the type of fund and the assets it holds. Generally, funds that invest in fixed-income securities are less volatile than stock-focused funds. It’s important to consider your risk tolerance and choose funds that align with your financial goals.

Afrinvest offers a variety of mutual funds to meet different investment goals. We provide equity-focused funds that invest mainly in stocks, debt-focused funds that invest in bonds and fixed income, and hybrid funds that combine both. Each fund is tailored to different risk levels and return expectations, so there’s a great option for every investor.

The minimum investment amount for Afrinvest mutual funds varies by fund. However, through the Optimus by Afrinvest app, you can start investing with as little as 100 Naira. This accessibility allows you to take your first step towards building wealth, regardless of your budget.